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A Creative Payments Solution

The executive team at Easy Pay are seasoned professionals with a proven track record of helping retailers navigate through the complicated world of payment processing for two decades.
We provide payment processing solutions to businesses large and small throughout North America and beyond.
Our partners enjoy white-glove VIP treatment from the best in the business and access to cutting edge technology and creative payment options to help their business grow.
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Easy Pay Blog

Helpful payment industry information for merchants and payment professionals.
March 7, 2019

Need cash to acquire more customers for your business?

Learn how smart business owners are securing capital from reputable funding sources to generate new customers without crippling their cashflow.
January 23, 2019
8 Payment Trends to Watch in 2019

8 Payment Trends to Watch in 2019

We expect 2019 to bring continued advancement in certain sectors of the payments industry as consumers, banks and businesses embrace new technology that provide alternative and easier ways to transact. For better or worse, these technology advancements will also likely lead to an increase government oversight. Here are our top picks to watch in 2019 (in addition to our prediction that the Patriots will win Superbowl LIII in Atlanta on Feb 3.)
December 18, 2018
A behind the scenes look at Interchange Rates

A Behind the Scenes Look at Interchange Rates

Merchants continue to see increases in the cost of accepting credit card payments from their customers. The different types of payment cards presented for payment drastically affects the interchange fees merchants pay to process transactions. There are many solutions merchants are simply unaware of that can reduce the fees paid on certain card types. Easy Pay has been helping merchants maximize the tools available to keep their credit card fees as low as possible, and offers a free savings analysis for any merchant who would like to learn more.
November 19, 2018
cash discount

The Real Scoop on Cash Discounting

Visa recently announced that cash discounting is in violation of their surcharge rules. A merchant cannot add a fee on top of the published cash price of an item at checkout and then immediately remove it and call that a cash discount. They do not consider this to be a legitimate price increase, but rather a surcharge guised as a cash discount.
October 16, 2018
The Ugly Side of Online Coaching and Seminars

The Ugly Side of Online Coaching and Seminars

Coaching and training programs are considered high risk by nearly every processor and bank, and FTC investigations make them even more concerned with the coaching/training industry in general. Promises of income, wealth and success can lead to big trouble for the companies that make those claims. Make sure your credit card processing account is not put at risk.
August 30, 2018
trial offers

Why Banks and Credit Card Processors are Leery of Trial Offers

Since commerce has shifted drastically to the Internet in recent years (Q1 of this year had over $100 billion in U.S. online retail revenue) the concept of free trial offers has morphed, creating challenges for online marketers utilizing this strategy.
June 12, 2018
Residual Income

Make Money While You Sleep? This Guy Figured it out!

What if there was a way to build an income stream for yourself that would continue to pay you long after the initial work was done? Nearly every business today works with a credit card processing company to get a merchant account in order to accept credit cards from their customers. If you are the one who facilitates getting that business to work with a particular credit card processing company, you can receive a residual income commission every month for as long as that business stays with that processing company.
June 1, 2018
Accepting American Express

Top 5 Reasons Why You Should Be Accepting American Express

For years many retailers have thought that accepting American Express was more costly than taking a Visa, MasterCard or Discover card from their customer. It was also more work since American Express required a different application process for approval, and sales deposits settled into your bank account separately from your other credit card sales. On average most businesses see around 53% of their credit card sales volume from Visa, 22% from MasterCard, 21% from American Express and 4% from Discover, so not accepting American Express could directly be impacting your bottom line. If you’re not accepting American Express today here’s why you should think again:
May 8, 2018
Beneficial Owner

What Beneficial Ownership Means and Why it Matters

The Financial Crimes Enforcement Network (FinCEN) new rules on beneficial ownership that were issued last year go into effect May 11, 2018 and banks, credit card processors and other financial institutions have been working for months to implement internal changes to comply with the new rules.

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